NewOak Finance
FuturePay
Evolving the way we pay — strengthening the exchange between shoppers and merchants with elegant technology.
Overview
What Is FuturePay?
FuturePay is focused on evolving the way we pay by strengthening the exchange between shoppers and merchants and simplifying the buying process with elegant technology. Our branded revolving consumer credit card and point-of-sale credit solutions make purchasing seamless, affordable, and accessible for everyone.
Merchant Friendly · Consumer First · Technology Driven
Key Features
e-Commerce Ready
Fully integrated with leading e-commerce platforms for a frictionless online checkout experience.
Branded Revolving Credit Card
A white-label revolving consumer credit card that strengthens merchant-shopper relationships.
Merchant Friendly
Designed to increase merchant conversion rates and average order values with minimal integration effort.
Easy Point-of-Sale Credit
Instant credit access at the point of sale — in-store and online — with a seamless approval flow.
Automated Underwriting
AI-powered underwriting decisions delivered in seconds, reducing friction for both merchants and consumers.
Flexible Payment Options
Consumers choose how and when they pay, with flexible terms that fit every budget and lifestyle.
Affordable & Simple
Transparent pricing with no hidden fees — straightforward finance that consumers and merchants can trust.
How It Works
Apply Instantly
Consumers apply for a FuturePay credit line in seconds at checkout — online or in-store.
Automated Approval
Our AI-powered underwriting engine delivers a real-time credit decision with no paperwork.
Shop & Pay Flexibly
Approved consumers shop immediately and choose a flexible repayment schedule that works for them.
Merchants Get Paid
Merchants receive full payment upfront while FuturePay manages the consumer credit relationship.
Ready to Transform Your Checkout?
Join the merchants and consumers already benefiting from FuturePay's innovative credit solutions.